Virtual Cards

Deliver Funds Instantly With Virtual Cards

Instantly issue Virtual Payment Cards from the dashboard or API to enhance your business’ payments processes. Pay suppliers, workers, or offer incentives and rewards to customers.

What Are Virtual Cards?


Virtual cards are digital payment cards that have all the value and functionality of a plastic prepaid Visa card, but are instantly delivered online via email and displayed on-screen.

Virtual cards serve as fast, secure, and cost-effective payment solution with high perceived value, instant deliverability, and immediate access to funds.

How Are Virtual Cards Used?


Rewards & Incentives

Rebate Cards

Rewarding or incentivizing employees or customers.

Compensation Management

Commission Cards

Paying workers or affiliates their compensation or earned commissions.

Digital Banking

Consumer Debit Cards

Creating digital bank accounts for users or banking customers.

Business Disbursements

Corporate Cards

Disburse funds from your business to payout suppliers, manage business expenses, or payout claim settlements.

What Are The Benefits of a Virtual Card Program?


  • Simplify mass payments and eliminate disbursement logistics pains
  • Replace cumbersome cheque issuance processes and postage costs
  • Fulfill consumer rebate and cash-back programs
  • Engage promotionally-sensitive and qualified purchasers
  • Distribute payments internationally, securely, and privately

How Are Virtual Cards Created?


  1. An email is sent to card recipients with a redemption link
  2. Recipients click the link and land on the demographics validation page
  3. Recipients accept the terms and conditions
  4. The virtual card is now activated
  5. The cardholder can use the card and access their account

Berkeley’s Virtual Card Program Features


Single or Reloadable

Branded Cardholder Portal

Spend Trends & Usage Reports

Your virtual card program can be designed to offer either
single load cards or reloadable cards.

Customize the interface that your cardholders use to access their funds. Cardholders can check their balance, transaction history, and profile information through a branded portal.

Customize the interface that your cardholders use to access their funds. Cardholders can check their balance, transaction history, and profile information through a branded portal.

API Integration

Multiple Card Brands

Use Anywhere Online

Create an integrated solution to automate card creation and card loads through Berkeley’s powerful Card Issuing API.

Virtual cards can be created with Mastercard or Visa card brand networks.

Virtual cards can be used at any online store or payment gateway that accepts Visa or Mastercard card brands.

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