The Balance Blog

Building Trust with Immutable Ledgers in Regulated Payment Programs
Building Trust with Immutable Ledgers in Regulated Payment Programs

Trust rarely collapses all at once. In payment programs, it usually breaks down in the margins. 

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Berkeley Editorial
January 23, 2026
The Future Isn’t “Bank vs. Fintech” - It’s Both
The Future Isn’t “Bank vs. Fintech” - It’s Both

For a long time, enterprise payments involved a pretty familiar trade-off. Banks offered security, safeguards, and regulatory comfort, but moving money through them could be slow and inflexible. 

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Berkeley Editorial
January 15, 2026