The Balance Blog
Choosing a Payments Program Provider: A Buyer’s Framework for 2026
Real-time payment rails, embedded finance, and rising customer expectations have pushed payments into the center of how businesses operate.
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When Your Payment Provider Fails: Why Businesses Are Switching from XTM to Berkeley Payments
On February 17, 2026, the Bank of Canada did something it had never done before under the newly enacted Retail Payment Activities Act. It issued an immediate compliance order against XTM Inc., ordering the company and its affiliated entities, including the AnyDay platform, to cease all payment activity, effective immediately.
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