The Balance Blog

Gift card or bank account? Regulators see your card program as one or the other
Gift card or bank account? Regulators see your card program as one or the other

When companies design a card program funded in advance, the reloadable vs. non-reloadable question is treated as a product decision based on:

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Berkeley Editorial
July 16, 2026
We put reverse ATMs at the FIFA Fan Festival. Here's what happened.
We put reverse ATMs at the FIFA Fan Festival. Here's what happened.

When more than a hundred thousand soccer fans pour into a venue, the last thing anyone wants is a cash problem. Vendors don't want to handle it. Fans don't want to line up for it. And the venue wants every transaction to move at the speed of a halftime lineup.

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Berkeley Editorial
July 8, 2026