The Balance Blog

The Future Isn’t “Bank vs. Fintech” - It’s Both
The Future Isn’t “Bank vs. Fintech” - It’s Both

For a long time, enterprise payments involved a pretty familiar trade-off. Banks offered security, safeguards, and regulatory comfort, but moving money through them could be slow and inflexible. 

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Berkeley Editorial
January 15, 2026
Designing Trust into Public-Facing Programs
Designing Trust into Public-Facing Programs

Every year, large sums of money intended for disaster relief, public benefits, and community programs fail to reach the people they’re meant to support, undermining trust in the organizations running the programs.

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Berkeley Editorial
January 8, 2026