The Balance Blog
Bank-Like vs. Bank-Backed: What Buyers of Payment Programs Need to Understand
The payments industry has developed a talent for creating reassuring-sounding language.
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Why prepaid is the smarter alternative to debit and credit cards
Debit and credit aren't really competitors. They solve different problems. Debit gives people direct access to money they already have. Credit lets them borrow against money they don't. Most companies never weigh one against the other, because the use case usually points clearly to one or the other.
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