The Balance Blog

Debit and credit aren't really competitors. They solve different problems. Debit gives people direct access to money they already have. Credit lets them borrow against money they don't. Most companies never weigh one against the other, because the use case usually points clearly to one or the other.

For many enterprise card program buyers, "private label card" brings up a specific picture: a card that works only inside one company's environment, on its own private network, outside the Visa or Mastercard system.