Fintech Innovation

These days, very few people want to rely on a nine-to-five job. Why wait for a paycheck at the end of the month when you can get paid multiple times within the month? Why restrict yourself to working for one institution when you can work for five and get five times the pay? ...

As a new Challenger Bank or Fintech you may be looking to diversify and expand your product offering; and that often means building new tech to support your product. But, what if you don't have to? A great way to enable the payments technology end of your business is by ...

Soon the days of bi-weekly, and 1st and 15th payroll dates will be a thing of the past. Employees, especially gig workers, are looking for companies that can accommodate their work schedules as well as provide payment opportunities that allow them to withdraw funds at their ...

For challenger banks, neo banks and wealth management firms with account product offerings, how you facilitate the loading of funds to an account from a user's separate banking account can be crucial to customer experiences, product adoptability and reduces the risk of ...

With an increasing shift to all things digital, digital banking solutions like challenger banks and neobanks, are poised to make inroads as go-to banking alternatives for those looking for other options than a traditional offering. And with debt load at an all time high due to...

COVID-19 has shifted the way consumers consume retail, food, services, and more. As such, businesses have had to adapt to the changing landscape, with on-demand services seeing a significant rise. With businesses shifting to remote work, contract/freelance or delivery methods...

Like most companies managing a business during the COVID19 pandemic, you're likely looking for ways to help cut unnecessary costs, and boost sales during this time. One way to reduce costs, while helping to improve processes, is the elimination of issuing cheques for outbound ...

Buy Now Pay Later (BNPL) solutions, designed to provide consumers or small businesses the means to afford high-ticket retail or travel items and pay for them in installments, has been sweeping the retail space. With upwards of 27% of consumers now expecting BNPL solutions at ...

The lending space - traditionally dominated by banks and credit card companies - has seen a shift in the last year. The emergence of fintechs, quick to launch and adapting to consumer demands, have stepped to the forefront of innovation and lending. While traditional products...

If you haven't been paying attention to what Real Time Payments (or RTP) is, you could be missing out on a huge opportunity for your business! RTP is the immediate transfer, access, settlement and reconciliation of funds. Where older payment methods like cheques, ACH and EFT ...